Sr. Loan Agent, NMLS: 704134
My background: Rick has over 45 years of real estate experience in the title/escrow business with the last 20 years as a residential mortgage loan officer. Because of his experience on both sides of the transaction table, he has knowledge of the complete loan process both purchase and refinance. . He has process and closed all types of loans.
Rick is a graduate of Cal Poly/SLO and has been involved in many community organizations in Santa Barbara such as Rotary, Santa Barbara Athletic Round Table, and Foresters/Hugs for Cubs. Rick is also a member of the Coastal Housing Partnership.
My Service Promise: I promise to provide you with the highest level of professionalism and will ensure that your loan closes quickly and smoothly. I will make sure that you are kept updated and informed throughout the transaction and will always be available to answer any questions that you may have.
My office: My office has in-house underwriting, processing, document drawing and funding. We do all of this right in my office which allows for easy access to loan approvals and closings.
My Company: Provident Bank Mortgage is a full-service mortgage banker backed by the strength of an FDIC insured, federally chartered bank.