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Instructions for completing loan application
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- Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
- If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental agreements and two years tax returns.
- Please provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents.
- Please provide a signed letter explaining what you plan to do with the proceeds.
- Provide copy of divorce decree if applicable.
- If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
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| TODAY'S CONFORMING RATES! |
3.875% |
3.924% |
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3.250% |
3.336% |
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3.000% |
3.067% |
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| IMPORTANT NEWS |
July 27, 2011
Now is the time to lock in your FHA/VA or Conventional Loan while interest rates are at historic lows!
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55 Years +
Serving California Homeowners for 55 Years.
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| CUSTOMER INFORMATION |
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Mortgage Loan Originator List
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Avoiding Foreclosure
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Tips for Protecting Your Identity
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Seminars and Workshops
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Provident Holidays
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Community Partnership Program
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FDIC Information
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