Loan Rates

Loan and APR Information for programs on Today's Conforming Rates As of :December 7, 2018

30-Year Fixed

Interest Rate 5.250%
Total Points -0.000%
APR 5.295%
Payment Term 30 YEARS
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $2,302.00
Period to First Interest Rate Adjustment N/A
Maximum Lifetime Caps - Over Original Rate N/A
Index as of December 7, 2018 N/A
Margin N/A
Fully-Indexed Rate (Index plus margin) * N/A
Payment at Fully-Indexed Rate N/A
Maximum Interest Rate N/A
Payment at Maximum Interest Rate N/A

15-Year Fixed

Interest Rate 4.750%
Total Points -0.000%
APR 4.824%
Payment Term 15 YEARS
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $3,243.00
Period to First Interest Rate Adjustment N/A
Maximum Lifetime Caps - Over Original Rate N/A
Index as of December 7, 2018 N/A
Margin N/A
Fully-Indexed Rate (Index plus margin) * N/A
Payment at Fully-Indexed Rate N/A
Maximum Interest Rate N/A
Payment at Maximum Interest Rate N/A

5-Year Fixed to 1-Year ARM

Interest Rate 4.625%
Total Points -0.000%
APR 4.667%
Payment Term 5/1 ARM
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $2,144.00
Period to First Interest Rate Adjustment 5 YEARS
Maximum Lifetime Caps - Over Original Rate 5.000%
Index as of December 7, 2018 3.117%
Margin 2.250%
Fully-Indexed Rate (Index plus margin) * 5.375%
Payment at Fully-Indexed Rate $2,124.55
Maximum Interest Rate 9.375%
Payment at Maximum Interest Rate $3,281.93
*Rounded to nearest 1/8 percent
Adjustable Rate Mortgage (A.R.M.) the new interest rate at adjustment will be the average interbank offered rates for the One Year U.S. Dollar denominated deposits in the Loan Market (LIBOR) as published in the Wall Street Journal, plus a margin of 2.250% subject to the annual and lifetime adjustment caps. Rates subject to change without notice. A monthly mortgage insurance premium could apply to loan amounts representing over 80% loan to value.